Bad things happen to good people. We’ve all been there. No one enjoys having insult added to injury. When a consumer is seriously in debt, collectors will be calling and those calls are embarrassing to say the least, dehumanizing at worst.
Congress has found that: "Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy." 15 USC 1692(a).
In fact, getting rid of harassing collection calls is what drives many consumers to file bankruptcy. The bankruptcy laws have changed, so now what is a consumer to do?
How to END collection calls 24/7 - Invented by an attorney who has seen the effects of harassing collection calls, The CreditAllianceGroup DAAN Home Transmitter Module is a compact, patented, home transmitter Module that will automatically redirect all of your collection calls 24/7 to your debt relief counselor without you needing to say a word. The CreditAllianceGroup DAAN Home Transmitter Module also advises collectors not to call you again under possible penalty of law and more. With The CreditAllianceGroup DAAN Home Transmitter Module at your fingertips, the peace of mind is immense, immediate, inexpensive and 24/7. But if you’ve never dealt with a collector, you still may be wondering why you need the CreditAllianceGroup DAAN Home Transmitter Module .
Please consider the following: What you should know if you are one of the millions of Americans in debtCollectors:-are professionals whose goal is to keep you on the phone as long as necessary to get money now,-will usually, in a condescending or derogatory tone, make you feel less than human if you can’t pay now,-may illegally harass you, your wife and your children using horrific tactics to collect now,-may call employers, neighbors, friends and relatives to locate you if you do not answer the phone,-typically increase the frequency of calls until they get the money, and-will be more willing to arrive at a debt relief plan with your counselor if they know further calls to you may be considered harassment and that The CreditAllianceGroup DAAN Home Transmitter Module could assist in proving it, resulting in collectors paying you damages.
Why would collectors obey The CreditAllianceGroup DAAN Home Transmitter Module if I can tell them myself?
Several reasons.
1. Do you really want to explain your situation every time the phone rings? "After all of these months of calls, your product got rid them and kept them from calling back with the touch of my finger." P.C., Ohio
Do you want to argue with collectors in front of family or friends?
Do you want the collector calling YOU back when they should be negotiating with your creditors "Most of The CreditAllianceGroup DAAN Home Transmitter Module reported a dramatic drop in phone calls in the first week...
Dou you want your spouse to deal with harassing calls all day while you are at work? "That tiny box that connected to our phone stopped EVERYTHING. Within seven days we even felt comfortable enough to actually not screen our calls. It really saved the mental and physical health of my husband, and gave us a piece of mind that we hadn't had in quite some time. But best of all it saved our relationship." D.P., Ohio
2. Collectors are after money, not a lengthy conversation with you unless that is what it takes to get the money. So if they can't speak with you, they will move on to whomever is next in line with disbursing the funds.
3. The CreditAllianceGroup DAAN Home Transmitter Module discreetly refers collectors to our call center to locate your counselor. We capture and retain that information, which could be the basis of a monetary award to you should the collector attempt to harass you in the future. Federal law allows you to recover $1,000 per violation, plus damages (money for pain and suffering, etc., caused by the collector) and even attorney's fees from collectors who harass you.
4. It is IMPOSSIBLE for a collector to argue with , harass or embarrass The CreditAllianceGroup DAAN Home Transmitter Module . No matter when they call; no matter who may be in the same room, you never have to say a word with The CreditAllianceGroup DAAN Home Transmitter Module . Just press star and hang up.
5. Once collectors know you have The CreditAllianceGroup DAAN Home Transmitter Module , they are more prone to work out an agreement with your counselor, rather than risk legal action by harassing you. Again, collectors are after money, not law suits. Plus, The CreditAllianceGroup DAAN Home Transmitter Module adds a "twist" collectors NEVER expect that makes them think more than twice before EVER considering calling you again, and that is the message from a The CreditAllianceGroup DAAN Home Transmitter Module attorney. But what does all this cost you?
Wednesday, May 21, 2008
CreditAllianceGroup..technology to the rescue
New Technology Provides Relief from Harassing Collection Calls
(Dallas, TX) – May 21, 2008 – New technology has arrived to help relieve consumers struggling to make ends meet from the overwhelming and even harassing barrage of collection calls that can ensue from a missed or late payment to a creditor.
The catalyst in this innovative new service is the CreditAllianceGroup DAAN Home Transmitter Module, a tiny device that plugs into a regular home phone jack. One module can transmit through all the phones in the same home, even cordless phones. It is activated when a call is received and the user, recognizing the call to be a collection effort, simply presses the star key on their phone and hangs up. The CreditAllianceGroup DAAN Home Transmitter Module then takes over; informing creditors and collectors that the user has retained an attorney to direct the creditor or collector to contact their representing agency. But, that’s not all. The CreditAllianceGroup DAAN Home Transmitter Module also advises the caller not to call back under possible penalty of law (under the Fair Debt Collection Practices Act and/or applicable state law), repeats the contact information of the user’s representing agency, and then automatically disconnects the call.
The CreditAllianceGroup Client never has to say a word or speak to a debt collector again. Past users of the CreditAllianceGroup DAAN Home Transmitter Module report that almost all collection calls stopped in an average of 3 days. Testimonials back up the ease in which the CreditAllianceGroup DAAN Home Transmitter Module ends collection calls and keeps collectors from calling back repeatedly. “One of our CreditAllianceGroup DAAN Home Transmitter Module users told us he had over 100 creditors calling him daily. After just a few days of using the DAAN unit, his phone went silent allowing him to return to a normal life and focus on addressing his debts,” says Attorney Ken Jursinski, a founding member of the DAAN Group and co-inventor of the CreditAllianceGroup DAAN Home Transmitter Module. CreditAllianceGroup is one of the financial counseling agency the DAAN Group has agreed to partner with in using its patented technology.
Key to Ending Collection Calls Immediately
CreditAllianceGroup DAAN Home Transmitter Module is the Key to Ending Collection Calls Immediately
Abusive collection calls are a growing problem for consumers, as evidenced by the Federal Trade Commission's 2006 annual report to Congress. Over 90,000 complaints about collection calls were filed with the FTC in 2005, almost double the number of complaints received in 2003. Even more disturbing is the fact that the Commission believes that the number of consumers who complain to the FTC "...represent a relatively small percentage of the total number of consumers who actually encounter problems with debt collectors". Credit counselors also know firsthand the effects of collection calls.
Most debt relief ads on TV and radio claim to stop collection calls. In reality, it could take up to 3 months after entering a program to finalize a debt reduction plan. In the meantime, many consumers are bombarded by collection calls. Worse yet is the fact that some of those debt relief agencies actually want the dehumanizing calls to continue to scare consumers into continued program compliance. Clients quickly realize they are paying into a program with one hand and explaining their situation to impatient and abusive collectors with the other. But technology has come to the rescue. The patented CreditAllianceGroup DAAN Home Transmitter Module, discreetly and automatically redirects annoying collectors to AAA Fair Credit Foundation without the consumer ever saying a word or even remaining on the line with the calling collector.
Here's how it works.
Clients entering into CreditAllianceGroup debt management relief program are issued a compact, CreditAllianceGroup DAAN Home Transmitter Module that simply plugs into any phone jack in the home. When a collector calls, the consumer presses the phone's star key and hangs-up, "instructing" the CreditAllianceGroup DAAN Home Transmitter Module to redirect that caller. That's a huge relief to spouses, who usually field the bulk of home collection calls daily, resulting in strained marital relationships nightly. It's also a welcomed way to discreetly end collection calls when family or friends are present. Creditors appreciate the notification because their collection departments are usually the last to be told an agreement has been reached.
How long will collection calls continue?
CreditAllianceGroup clients using the CreditAllianceGroup DAAN Home Transmitter Module have noted that most collection calls completely stop within 3 days or so depending on specific circumstances. For every incoming call you can manually stop it immediately with a simple push of a button. Within a few days all calls should have stopped completely after the collectors have heard the message the unit delivers. Compare this to the 2-3 months it would normally take for the calls to stop when with working with a credit program without CreditAllianceGroup DAAN Home Transmitter Module.
How to use the CreditAllianceGroup DAAN Home Transmitter Module Unit
1. Simply plug the CreditAllianceGroup DAAN Home Transmitter Module into ANY phone jack in your home. "Click"...done! The module can now be activated from ANY phone in your home.
2. When you answer the phone and the caller is a creditor or collector, say nothing...just press the star (*) key on whatever phone you are on, even cordless, and hang- up. The CreditAllianceGroup DAAN Home Transmitter Module will take over, discretely advising the caller that you have retained a (CreditAllianceGroup DAAN network) attorney and how to contact the attorney (who will in turn refer the caller to us for debt resolution). Then, CreditAllianceGroup-DAAN asserts the attorney-client privilege FOR you and advises the caller NOT to call you back pursuant to law, after which the call is automatically terminated.
3. Recommended: Keep a log of the time, date and identity of the incoming calls where the client used CreditAllianceGroup DAAN Home Transmitter Module. It is further evidence for a harassment suit should the circumstances warrant it.
4. When you no longer need CreditAllianceGroup DAAN Home Transmitter Module, simply return it to CreditAllianceGroup. Want to know more about how it works? Contact CreditAllianceGroup Toll Free 1-866-454-5044.
With CreditAllianceGroup DAAN Home Transmitter Module at your fingertips, the peace of mind is immense, immediate, inexpensive and 24/7.
Tuesday, May 13, 2008
Consolidating Your Debt
Consolidating your debt in a single payment can save on interest payments and speed the process of paying off debts
Is my information kept confidential with CreditAllianceGroup ?
http://www.creditalliancegroup.net/
Monday, April 28, 2008
Friday, April 18, 2008
How long will it take to settle my debts?
The time required to settle all your debts depends upon your situation. One of our Credit Specialists can provide you an estimate during your free consultation. Most clients are able to settle all their debts within 6 to 60 months.
